Prepaid credit card Without Postident – prepaid credit card.


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You can order a prepaid credit card as a black credit card with embossing and without Postident 

You can order a prepaid credit card as a black credit card with embossing and without Postident 

The Postident procedure is a method of secure personal identification of people, which is carried out by the employees of Deutsche Post AG. The procedure was introduced to ensure that the requirements of the Money Laundering Act, which banks are legally obliged to maintain, are as convenient as possible when the account is opened. The Postident procedure is also called an impersonal authentication test.

However, the process is not limited to banks, but can also be used in connection with the Signature Act or for sending documents to a contracting party, including signing a document. The Postident procedure is not necessary for the prepaid credit card proposed here!

Types of postident proceedings

Types of postident proceedings

Deutsche Post AG offers the following Postident procedures:

  • Postident Basic is used to identify people in Swiss Post branches in accordance with the requirements of the Money Laundering Act
  • In addition to Postident Basic, Postident Comfort offers the delivery of a letter and identification by the delivery agent
  • Postident Special offers identification by a deliverer as well as the delivery of a personalized document for signature without complete data transfer from the ID card
  • Postident for Trustcenter is used to identify people according to the requirements of the Signature Act through a certified process

Procedure

Procedure

Companies (mostly banks, but also mobile operators) enter into a contractual relationship with Deutsche Post AG and receive a customer number for billing. In the Basic variant, the company usually creates a Postident coupon for the customer with an individually defined reference number for the internal assignment of the identification document. The customer presents his identity card or passport in a branch of Deutsche Post AG.

Postident can be accepted and processed in post offices and agencies with an electronic post office counter and is therefore available in almost all post offices. The postal employee transfers the data on the identity document to the coupon, which the customer then checks and signs. This signature is confirmed by the stamp and signature of the postal employee and sent to the company.

In the Comfort Special and Comfort variants, the postman legitimates the recipient. This is particularly critical with Postident Special, since contracts can be concluded effectively here.

The Postident procedure is usually free of charge for the customer. The costs are settled between Deutsche Post AG and the contractual partner.

Abuse possibility

Abuse possibility

Postident in the Special variant can also be used to effectively conclude contracts. With this Postident procedure, it is possible to present a personalized document for signature during delivery, which also means signing a contract. A recipient who does not know the possibilities of the Postident procedure could mistakenly believe that only an acknowledgment of receipt is given.

In addition, it is particularly problematic that the recipient generally only sees the document to be signed with individual content shortly before the signature. A precise examination of the content is therefore difficult.

However, companies that send a document to be signed for Postident Special must first have this approved by Deutsche Post. This avoids that unreasonable contracts can be presented to customers. Furthermore, it is stipulated that the persons are to be informed in advance about the upcoming identification and that the documents to be signed, if applicable, must also be transmitted.

The Postident procedure is not necessary for all credit cards to obtain a prepaid credit card.  This black credit card also has a nice design, black Mastercard (Mastercard black).

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